Why Use a Mortgage Broker?
Your ability to find the right home loan will depend on four factors: the number of lenders that you research; the amount of time you can dedicate to researching those lenders; your knowledge of any changes in the market; and your negotiating power.
A good mortgage broker will help you get the right home loan by discussing your current situation; your future plans and helping you find a great home loan to suit your needs from their panel of more than 30 banks and lenders.
Good mortgage brokers are well versed on any changes in the lending market including changes in lending policy, lender rate rises, new products and features and any procedural changes that could affect your application. As a seasoned finance professional, your mortgage broker will have established relationships and contacts with lenders that, coupled with their insider’s knowledge, serves to boost their negotiating power.
Negotiate a Better Home Loan Deal With a Mortgage Broker
If you need help negotiating a better home loan deal or would like to talk to a mortgage broker about home loan options that are in your best interest, call us on 13 LOAN (or +61 2 9249 3739 for international callers) or email us the form on this page and we will return your contact within 2 business hours.
1. How realestate.com.au Home Loans Brokers Work
- Your mortgage broker will first work with you to better understand your circumstances and determine what your home loan needs are.
- Once you have listed your needs, your mortgage broker will do the legwork and scour over 400 home loan products from our panel of over 35 lenders, that includes major banks and non-bank lenders.
- Your mortgage broker will then take the time to explain your home loan options and answer any questions you may have about the home loan process, the lender or loan products.
- Once you have selected the loan that you feel most comfortable with, your broker will handle all the paperwork, apply for and manage the loan through to settlement.
- Even after your home loan has settled, your mortgage broker will be available to assist you throughout the life of your loan, offering you advice on how to pay off your loan as fast as possible (if that is your objective) and how to deal with any rate rises.
2. realestate.com.au Home Loans Panel of Lenders
realestate.com.au Home Loans mortgage brokers are accredited with our panel of lenders. Our panel consists of over 35 lenders that include large banks and specialist non-bank lenders. We invite you to view a list of our residential and commercial lenders.
3. Why Are Mortgage Brokers Free?
Our mortgage brokers receive their fee from the lender thus making the service free for you.
4. Why Are realestate.com.au Home Loans Brokers Different?
Our mortgage brokers are committed to service excellence and will come to you at a time that is convenient to you – that includes after business hours or on the weekend.
5. Are realestate.com.au Home Loans Brokers Industry Accredited?
- Our mortgage brokers are full members of the Mortgage & Finance Association of Australia.
- Our mortgage brokers are also required to undertake continuous industry training and accreditations with our extensive panel of bank and non-bank lenders ensuring they know their loan products and all about the fine print.
If you would like to speak to a mortgage broker about the best home loan options for you - fill out our online enquiry form and one of our mortgage brokers will be in contact with you within the next 24 – 48 hours to discuss your home loan
You can read more about our code of conduct in our customer charter.
What to Expect From Your Mortgage Broker
- Prompt and efficient communication
- A professional and responsive manner
- A thorough understanding of the lenders and loan products
- Access to a large range of loans
- Accreditation with all major banks and affiliation to a reputable industry body such as the MFAA ( Mortgage Finance Association of Australia), or FBAA (Finance Brokers Association Australia)
- A genuine willingness to help you and find the loan that is best for you
More information or help
For confidential assistance with your home loan or to talk to your local mortgage broker, call us at any time on 13 LOAN or call our direct line on +61 2 9249 3739.
More information and home loan help
For more information on how and where to find a better home loan deal from an extensive panel of Australian banks and secure mortgage lenders, or to speak to your local area mortgage expert, contact us on 13 LOAN (direct +61 2 9249 3739)
